Terms and Conditions

Last Updated: January 26, 2026

Please read these Terms and Conditions ("Terms") carefully before using our financial education mobile application ("App"). By accessing or using the App, you agree to be bound by these Terms.

1. About the App

This App is an educational platform designed to promote stock market awareness and financial literacy. It provides information, learning modules, and resources to help users understand financial concepts.

2. Educational Purpose Only

IMPORTANT DISCLAIMER:

All content in this App is for educational and informational purposes only.

  • The App does NOT provide financial, investment, or trading advice
  • The App does NOT offer buy, sell, or hold recommendations
  • The App does NOT guarantee accuracy, completeness, or profitability
  • Past performance or examples shown are not indicators of future results

You are solely responsible for your financial decisions. Always consult with qualified financial advisors before making investment decisions.

3. User Eligibility

By using this App, you represent and warrant that:

  • You are at least 13 years old (or meet the minimum age requirement in your jurisdiction)
  • You have the legal capacity to enter into these Terms
  • You will use the App in compliance with all applicable laws

4. No Warranties

The App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

  • Accuracy or reliability of information
  • Uninterrupted or error-free operation
  • Fitness for a particular purpose

5. Risk Acknowledgment

By using this App, you acknowledge and accept that:

  • Stock markets and financial investments involve significant risk
  • You may lose some or all of your invested capital
  • You understand the educational content does not reduce investment risk
  • You will not rely solely on the App for making financial decisions

6. Limitation of Liability

To the maximum extent permitted by law, the App developer and owner shall NOT be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to financial losses, lost profits, or loss of data arising from your use or inability to use the App.

7. Intellectual Property

All content, text, graphics, user interfaces, code, and design within the App are owned by or licensed to us and are protected by copyright and intellectual property laws.

You may NOT:

  • Copy, reproduce, or distribute App content without permission
  • Modify or create derivative works
  • Use content for commercial purposes without authorization

8. Acceptable Use

You agree NOT to:

  • Use the App for any unlawful purpose
  • Attempt to reverse engineer, decompile, or hack the App
  • Interfere with or disrupt the App's functionality
  • Upload malicious code, viruses, or harmful content
  • Impersonate others or misrepresent your affiliation

9. User Accounts

Currently, the App does not require user registration or accounts. If this feature is added in the future, additional terms will apply and you will be notified accordingly.

10. Third-Party Links and Services

The App may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of external sites. Access third-party resources at your own risk.

11. Termination

We reserve the right to suspend or terminate your access to the App at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

12. Changes to Terms

We may update these Terms from time to time. Changes will be effective immediately upon posting with an updated "Last Updated" date. Continued use after changes constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or use of the App shall be subject to the exclusive jurisdiction of courts in India.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

For questions or concerns about these Terms:

  • Business Type: Individual / Sole Proprietor
  • Location: India

By using this App, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.